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Popular Phone Scams & How To Avoid Them Part 2

Popular Phone Scams & How To Avoid Them Part 2

Last month we took a look at a couple different types of phone scams . We discussed the “Can You Hear Me?” scam and took a close look at Vishing scams. There were also some helpful tips that you can use and share with coworkers/friends.

If you didn’t catch the article, give it a read . . . you won’t be disappointed.

SMShing Phone Scams

Now, this may sound ridiculous but the scam is pretty tricky and very dangerous.

Similar to other ‘phising’ style scams, this fraud is based upon sending an SMS (text) message to your mobile device that tries to get you to provide specific information.

The criminal might ask you for login info, security updates, payment information verification or any number of things.
Popular Phone Scams & How To Avoid Them Part 2
Like many other scams, there are ways to avoid and protect yourself from these attacks.

  • NEVER provide security details over the phone unless you have directly reached out to the proper contacts. A bank, or any institution for that matter, is not going to text you and ask you to update security info or payment info or ANY info!
  • Phone Number – never trust anything or anyone when it comes to your bank info. If the bank calls you, tell them you will call them back, then dial the number on the back of your card or the direct line to the bank.
  • Trust your gut, don’t allow anyone to rush or pressure you and respond accordingly. Everyone is aware of how hyper alert we are these days, it never hurts to double check things and protect yourself. Better safe than sorry they say!

IRS Phone Scams

IRS Scams and how to avoid them
While we mentioned the IRS in our last post, we didn’t dive into the specifics of how criminals try and scam you via the IRS.

For the most part, when someone is contacted by the IRS it is pretty serious. Few questions are asked and you just want to figure out what went wrong right?

This is how scammers take advantage of you.

They use Caller ID software to mask their number and make it look like a government call. Then, criminals will tell you any number of things to try and get sensitive information.

You owe the IRS . . . .
There is a discrepancy with your taxes
If you don’t pay the authorities will arrest you

All of this is an intimidation technique and you don’t have to fall for it.

The IRS will not:

  • Demand any type of immediate payment
  • Ask for credit or debit card information over the phone
  • Threaten to arrest you
  • Refuse to allow you to ask questions or appeal

As always make sure to do your research and take matters into your own hands. Cyber criminals, scammers and hackers are all clever people (for the most part) and they come up with sneaky, intimidating ways to make you give them what they want.

If you have any questions feel free to reach our team and otherwise, share this with your family, friends and colleagues. Education after all is the best defense against this type of crime.

For further information about IRS scams check out this site
https://www.irs.gov/newsroom/irs-urges-public-to-stay-alert-for-scam-phone-calls.